Terms of Investment

Investment certificates where the interest is paid monthly to the investor Anoeca will pay the interest on the fifteenth or thirtieth day of each month, if this day is not a working day then the interest is paid on the next working day. Interest is calculated pro-rata.

If the investor wishes to close an investment certificate on expiration on/or expiration then they must give Anoeca thirty days written notice. Anoeca require this original copy of the investment certificate on withdrawal of funds or expiration of the investment. Anoeca reserve the right to refuse payment if this investment certificate is not returned to Anoeca on the date when funds are required by the investor.

At any time Anoeca can ask the investor to close their investment certificate. Anoeca may do this without giving any reason but will give the investor thirty days written notice

The investment certificate on expiration automatically renews on the terms, duration and type of interest payable by Anoeca at that time, although Anoeca will attempt to contact the investor before the existing certificate expires.

Anoeca may amend these terms and conditions by amending the investment certificate given to the investor. This will only happen on renewal or cancellation and the investor will have the opportunity to read the new terms and conditions before committing to a new investment certificate.

If the investor wishes to withdraw capital from their investment certificate they must give ANOECA written notice. ANOECA reserve the right to defer payment for thirty days and charge the client up to 3% of the amount of capital withdrawn

All information held at Anoeca is confidential.
Names, addresses and any/all personal information will never be passed onto third parties
without the express permission of the client.

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